Health Insurance

The College of Charleston has its own international student health insurance plan that all international students will enroll in and pay for which will provide coverage for the duration of studies at the College of Charleston. As this cost is outlined on your Certificate of Finance and is a requirement of the College you will need to plan your expenses accordingly.

Highlights of the CofC plan:

  • Provides preventative care for no cost.
  • If you use a preapproved doctor or care facility ("in-network") the deductible is $90/policy year. This is the amount you have to pay for services before the insurance company will begin paying for your medical care. After that, the plan will cover 80% of the preferred allowance and the out of pocket maximum will $6,350 for the student.
  • Prescription drugs are also covered and students will pay no more than $30 per prescrption

2021-2022 AHP Brochure

Enrollment information:

Students will enroll directly with the insurance company, AHP. The fee for your health insurance will be due when you enroll in the plan and payable to the insurance company.

Waiver information:

If you have an existing medical policy that has no maximum limit on injury and sickness coverage which was issued to you individually, you can request to be waived out of the College’s international student health care plan through the AHP website. The Center for International Education will be in contact with each student prior to the start of the semester to provide instructions on how to purchase health insurance or apply to be waived out of the College’s plan. We highly recommend using the College’s plan as it is compliant with the requirements mandated by the U.S. Department of State for exchange students. In many cases, travel insurance policies issued from countries outside of the U.S. do not meet these requirements and offer significantly less coverage that the College’s international student plan. Students who purchased those types of plans are therefore required to also purchase the College’s plan. Healthcare in the United States is very expensive and having sufficient medical coverage is essential.

If your waiver is granted, you must also submit your personal health insurance policy to the CIE to keep on file and it must be in English. It can take some time to receive documentation in English from your insurance company, so you may want to request this documentation before departure.

For current students, the College of Charleston offers the professionally staffed Student Health Services to provide treatment for basic medical conditions. They do not, however, conduct major surgery, treat major illnesses or provide overnight care. Hours of operation are Monday through Friday, 8:30 a.m. to 5:00 p.m. Twenty-four hour care is available at several nearby hospitals. For life-threatening emergencies dial 843.953.5611 if on campus or 911 anywhere else in the United States.